Girls Generation : Gee

Nice catchy song by a Korean Girl band Girl's Generation

Trapped - 16/06/10

Orchard Rd - 16/6/10

net worth for june 2010

savings acct : 13290

current acct : 1030

Total : 14320

Liabilities : computer loan - 1400

New expenses : GE insurance plan 23.41 / mth

ntuc union member : 9 / mth

Total insurance premium : 71.21 + 19.50 + 23.41 = $114.10

Old habits die hard

I have a bad habit. Had it since young but can't seem to get rid of it. Such is the power of a habit. Once you're stuck, its hard to get out of it.

Similarly, good habits die hard as well. Imagine if you have the habit of saving half your allowance or salary every month, the amount you will save up over a couple of years will be immense !

Someone once said :" you cannot quit a habit. you can only replace it with another one."

Take some time to review what are the bad habits we have and see what good habits we can replace it with. It won't be easy but its sure worth a try. you never know how it will make you a better person and how t helps you to reach your goals.

I wish to cultivate the habit of sleeping before 12.

Gosh its already past 12  ! got to try harder =)

What to Look For in a Financial Advisor

That's me!

Miss Ang is a pretty insurance agent. She is someone so adorable that you don't mind seeing her everyday. She has the character, attitude and look that will light up your life.

She is not pushy and will patiently explain stuff over to you if you don't understand. I think its great to have an adviser who is like a friend to you. Once the rapport is built it will be easy for you to share your money concerns and future goals with your adviser.

This is my advisor Miss Ang from GE if you are looking for one I'd recommend her for the above qualities =)
not because she is my fren.