Thursday, February 18, 2010

The Richest Man in Babylon



A part of all you earn is yours to keep

Men of action are favored by the goddess of good luck

Better a little caution than a great regret

We cannot afford to be without adequate protection

Where the determination is, the way can be found

7 cures for a lean purse

Start thy purse to fattening
For every 10 coins thou placest within thy purse take out or use but 9. Thy purse will start to fatten at once and its increasing weight will fell good in thy hand and bring satisfaction to thy soul

Control thy expenses
Budget thy expenses that thou mayest have coins to pay for thy necessities, to pay for thy enjoyments and to gratify thy worthwhile desires without spending more than 9/10s of thy earnings.

Make thy gold multiply
to put each coin to laboring that it may reproduce its kind even as the flocks of the field and help to bring thee income, a stream of wealth that shall flow constantly into thy purse.

Guard thy treasure from loss
guard thy treasure from loss by investing only where thy principal is safe, where it may be reclaimed if desirable and where thou will not fail to collect a fair rental. Consult with wise men. Secure the advice of those experienced in the profitable handling of gold. let their wisdom protect thy treasure from unsafe investments.

Make of thy dwelling a profitable investment
if a man setteth aside nine parts of his earning upon which to live and enjoy life, and if any part of this nine parts he can turn into profitable investment without detriment to his well-being, then so much faster will his treasures grow.

Insure a future income
provide in advance for the needs of thy growing age and the protection of thy family.

Increase the ability to earn
to cultivate thy own powers, to study and become wiser, to become more skillful, to so act as to respect thyself.

The Five laws of Gold

Gold cometh gladly and in increasing quantity to any man who will put by not less than one-tenth of his earning to create an estate for his future and that of his family.

Gold laboreth diligently and contentedly for the wise owner who finds for it profitable employment, multiplying even as flocks of the field.

Gold clingeth to the protection of the cautious owner who invests it under the advice of men wise in its handling.

Gold slippeth away from the man who invests it in business or purposes with which he is not familiar or which are not approved by those skilled in its keep.

Gold flees the man who would force it to impossible earnings or who followeth the aluring advice of tricksters and schemers or who trusts it to his own inexperience and romantic desires in investment.




Wednesday, February 17, 2010

Happy Chinese New Yr to all


Its been a while since i posted,

decided to start the Tiger Year on a good note.

been spending quite a bit for Christmas, New yr and Chinese New Year. Glad i manage to stick to savings goal of $1000 a mth.

so what have i done in the past few mths ?

signed up for citibank smrt credit card



- bought new clothes for CNY

- struggle to stay awake at work

- going out on weekends